Sunday, December 13, 2009
Thursday, November 26, 2009
Thanksgiving Day WORKOUT :D
Sunday, November 8, 2009
Workout of the Day 11/8/09
Monday, November 2, 2009
http://ping.fm/JJ6Jl
Sunday, November 1, 2009
Workout of the Day 11/01/09
Friday, October 30, 2009
Workout of the Day 10/30/09
Sunday, October 25, 2009
Fall Color is Gone, Winter has Come.
Client Service Tip: Mindset: We Can!
There are times when we must tell our clients ‘no’, but how we tell them makes a huge difference. We must always be careful how we answer client questions and answering “directly” is often a mistake. I am not saying be evasive, but instead of saying “no, I can’t”, pause, review, and respond with “I can,” “I can offer,” “We can offer,” “You may,” “If we can…, can/will you...” etc. Generally, with any client concern where we know the answer is going to be “no” or otherwise a negative, you will want to explore the client’s issue more deeply and respond to her question with a question to identify the root concern and try to rephrase a response to the issue in a way that benefits the client. (but, that is technique for a future tip).
The idea here is to always address the client in a positive way, doing so gives action and direction where as responding in the negative creates obstacles; thus, whenever we are tempted to say “no”, pause and attempt to rephrase with “can”, “may”, etc. Client’s want to know what “can” be done and how it will “benefit” them.
Sunday, October 18, 2009
College Footbal round up.
Workout of the Day 10/18/09

Saturday, October 17, 2009
Workout of the Day 10/17/09
Friday, October 9, 2009
Workout of the Day 10/9/09
Thursday, October 8, 2009
Workout of the Day 10/8/09
Sunday, October 4, 2009
Workout of the Day 10/4/09
Sunday, September 27, 2009
Workout of the Day 9/27/09
Saturday, September 26, 2009
Workout of the Day 9/26/09
Friday, September 25, 2009
Rant: Door to Door Sales, Lack of Quality.
Thursday, September 24, 2009
Workout of the Day 9/24/09
Sunday, September 20, 2009
College Footbal round up.
Not a good weekend for my college teams. USC loses to Washington, BYU loses to Florida State (bye-bye any BCS hope for BYU). Only bright spot, OSU beat Toledo, but really, is that an accomplishment, it is Toledo? As for my Alma Mater, OWU lost to Wooster in football, but beat DePauw in soccer.
Monday, September 7, 2009
Workout of the Day 9/07/09
Bergen Peak Elevation Profile (from 8/30/09 run)
Sunday, September 6, 2009
Workout of the Day 9/5/09
Friday, September 4, 2009
Workout of the Day 9/4/09
Sunday, August 30, 2009
Workout of the Day 8/30/09
Saturday, August 29, 2009
Randomn Tip from the Everyday Reference Library
Friday, August 28, 2009
Workout of the Day 8/28/09
Thursday, August 27, 2009
Workout of the Day 8/27/09
Wednesday, August 26, 2009
Workout of the Day 8/25/09
Sunday, August 23, 2009
Saturday, August 22, 2009
Workout of the Day 8/22/09
Friday, August 21, 2009
Thursday, August 20, 2009
Workout of the Day 8/20/09
Monday, August 17, 2009
My Lament, No Fresh Sardines in Denver
My Lament: I have yet to find a way to get fresh Sardines. In Greece, there was nothing better (and cost effective) then ordering a Greek Salad (Tomato, Cucumber, Kalamata Olives, & feta cheese) and a platter of fresh, whole, grilled sardines. All you needed was a lemon, olive oil, local white wine, and you were set. But, alas, I have yet to find a way to get truly fresh, whole, sardines in Denver. Any thoughts?
Workout of the Day 8/17/09

Sunday, August 16, 2009
Workout - Week in Review
Friday, August 14, 2009
Randomn Tip From the "Everyday Reference Library." 1957
"Lead pipes, when frozen, will usually have a slight bulge in them. Examine the pipe for breaks. If the pipe has no breaks in it, it is safe to thaw out. Soak cloths in hot water and apply as hot as possible to the frozen spot. An electric heater or oil stove placed or near the pipe will work very well. Do not thaw out the middle of the pipe first, as the pipe may burst from the expansion of water. When a water pipe is being thawed out, work toward the supply, open faucet to show when the flow starts. When thawing sewer or drain pipes, work upward from the lower end to allow the water to drain away"
Tuesday, August 11, 2009
Work Out of the Day (8/11/09)
3 rounds; Over-head Squat x10, Push-ups x15, Crunches x15, Leg Raises x10
Misc. loosening up
Dead Lift (Max Load) x6 sets
5-5-5-5-5-5
Monday, August 10, 2009
Randomn Tip From the "Everyday Reference Library."
Dry Cleaner for General Use:
Kerosene = 2 ounces;
Carbon Tetracholoride = 6 ounces;
Oil of Citronella = 2 ounces.
Dissolve the kerosene and oil of citronella in the carbon tetracholoride.
Sunday, August 9, 2009
Review: Mark & Isabella's American and Italian Restaurant (Belmar Center, Lakewood CO)
Upon arrival, the place was mostly empty (not a good sign), but given the restaurant's newness and that it was August, not surprising. The hostess was prompt and the waitress came to our table quickly; however, that is where the good service ended. The food seemed to take too long to arrive and our waitress never checked on us until our order was ready. Also, having spent 2 months in Italy, what restaurant with Italian aspirations does not serve bread as soon as you sit down. Plus, at the outside tables, there was no salt and pepper, olive oil, or balsamic vinegar. Raise prices by 1 dollar per plate and put some bread and oil out on the tables, especially if you are going to take over 20 minutes to prepare a "salad." (albeit, by Italian standards, this was fast service :) )
The salmon salad was good, the selling point for me was a black olive pesto, but the pesto was bland, it really needs a kick; instead of being a rich, spicy pesto, it was literally just crushed black olives. Thankfully, they did not use Americanized black olives. Otherwise, the salad was about what I expected, a generous helping of blanched spinach and a nicely grilled piece of salmon. The salmon was a tad generic and could have used some pep. The Lemon and Herb Chicken was simple, probably a little too simple. It tasted more like something I could do at home vs getting something interesting and "correctly" done at a restaurant. The lettuce was a bit sparse, so the Lemon Chicken salad was not as filling.
Wine selection was fine, some good choices, a tad overpriced on the per glass side.
Granted, the M & I's sign says an American & Italian Restaurant, but if you are looking for an Italian experience, then M & I is not the place. But, they appear to have some good dishes and given the other restaurants in Belmar, it is nice diversion, but nothing to get excited about. Service definitely needs improvement. Prices are not bad.
Rating, 2.5 out of 5.
Work Out of the Day (8/9/09)
w/u: misc loosening up, light jog for about 5 minutes.
4 rounds
Pull-ups (max reps)
Sprint, 0.20 miles
Horizontal Pull-Ups, negative angle, (max reps)
Sprint, 0.20 miles
Rest as needed, don't worry, your heart rate won't drop that much.
Horizontal Pull-ups (negative angle); lay underneath a bar and grab bar with arms fully extended, if possible, prop your feet up to the same height as the bar (to create a negative angle), and pull yourself to the bar.
Friday, August 7, 2009
The Truth About Debt Settlement / Debt Management
1. Private debt settlement firms make no determination if the program is right for the person's circumstance, so long as they can get your money, they will put you in the program.
2. These firms play on the misconceptions and fear of other options, e.g. bankruptcy (Interesting side note, Debt Relief USA recently filed for chapter 11 bankruptcy).
3. The programs simply don't work for most people and are unrealistic.
Why?
These firms put people on 2-4 year monthly payments to accumulate funds to make lump sum offers to the client's creditors sometime in the future. The problem, during this time you will not be paying your creditors. In addition, because these firms are not attorneys, they have no legal basis to stop collection calls and cannot defend you if a lawsuit is filed. If a client cannot accumulate settlement funds in 12 months or less, the person is simply not a debt settlement candidate. For most people, the collection activity becomes unbearable and a collection agency will usually pop-up and sue the client during that 2-4 year time frame. All the while, the debt settlement firm is collecting a fee, doing nothing, and waiting for you to drop out of the program.
Other issues, debt settlement devastating to your credit. As you can see from above, you are making no payments to creditors; imagine having 24 months of missed payments on 10 different accounts on your credit report; then add in charge offs on those 10 accounts (banks and credit card lenders are required to charge-off an account after 6 months not payment), then add in who knows how many collection agencies popping on to your credit report. These claims that debt settlement can be done with no impact on your credit are absolutely false.
Finally, the kicker. The IRS treats forgiven debt (the difference between what you owe and what you pay to settle) as taxable income. Granted, there are some exceptions to paying income tax on forgiven debt (see IRS Form 982), but they are few and far between. In addition, sometimes the collection agencies simply sell the difference to some other junk debt buyer to collect, leaving you the burden to convince a low-life, bottom-feeding debt collector that you have previously settled the debt.
In my view, Debt Settlement is the true "last resort" to resolving debt. It's expensive and devastates your credit. Let me ask you this, if you have $100,000 in credit card debt, and you have $45,000 to settle it; is settling that debt "really the best use" of that money. Hell NO. Do yourself a favor, visit an attorney and explore ALL your options.
Thursday, August 6, 2009
Work Out of the Day (8/6/09)
w/u: Jump rope x100, misc loosening up.
1 minute of each exercise, continuous running clock.
Goal: Switch off each exercise with no rest. (good luck).
Do 3 rounds
Wall Ball, 22.5lbs
Sumo Dead Lift-High Pull 65-75lbs
Box Jump, 20"
Push Press 65-75lbs
If you have a rowing machine or stationary bike, add 1 minute of either.
Score yourself, 1 point for each rep, and 1 point for each calorie for the row or bike.
This is a CrossFit Routine.
Wednesday, August 5, 2009
Randomn Tip From the "Everyday Reference Library."
"Oily Cloths. Keep oily cleaning cloths in a metal covered container." page 181
"Haying. If you are planning to keep any livestock you will find it necessary to grow hay or some allied crop. Hay is one of the basic farm crops since it is used as fodder and bedding for many farm animals. As a cover crop, it keeps the ground in good condition, preventing fertile topsoil from washing away." Page 544
Work Out of the Day (8/5/09)
w/u: Misc Loosening up, squats x2-15r, push-ups x2-15r
Jog for 5 min.
Distance: 3 x 1000m, best possible pace, rest 2 minutes
Surface: Asphalt bike path
Elevation: mostly flat.
Monday, August 3, 2009
Work Out of the Day (8/3/09)
Distance: 7.0 Miles
Pace: Long Pace (run 2nd half faster than 1st half).
Surface: Mixed, hard pack trail, concrete and asphalt bike path.
Elevation: +169 / -138, mostly flat
Saturday, August 1, 2009
Work Out of the Day (8/1/09)
Run
Distance 4.75 miles
Pace: Easy Pace for first 3 miles, tempo pace for mile 4, and recover remainder of distance.
Surface: Mixed: hard pack trail, concrete and asphalt bike path.
Elevation: Flat
Thursday, July 30, 2009
Work Out of the Day (7/30/09)
As many rounds as possible in 20 minutes. No rest between exercises, but you may rest between rounds, but the goal is to do as many rounds as possible.
10 Wall Ball Shots, 22.5 lbs ball
10 Glute-Ham Sit ups (using Roman Chair)
10 Back Extension (using Roman Chair).
If you don't have a Roman Chair, substitute various ab movements, (sit up, leg raises etc), but increase reps to 12-18. For back extension, just do laying back extension.
Wednesday, July 29, 2009
Work Out of the Day (7/29/09)
w/u. Misc Loosening up, squats x2-10r, chair tricep dip x2-10r.
Distance: 3.25 miles
Pace: Tempo: 9 minutes warm-up pace, 9 minutes tempo pace (uncomfortably fast pace that you can maintain for 9 min, cover as much distance as possible; cruise in the remainder of distance, but faster than warm-up pace.
Elevation: +96, flat
Surface: Mixed: hard packed trail, concrete and asphalt bike path
Tuesday, July 28, 2009
Work Out of the Day (7/28/09)
Cross Fit = Cindy workout.
As many rounds as possible in 20 minutes
5 pull-ups
10 Push-ups
15 Squats (unweighted).
If you cannot manage the pull-ups, substitute horizontal pull up (a bar at waist height, lay underneath bar and pull yourself toward bar, try to get 8-10 reps).
Do no rest between exercise but you can rest between rounds.
Sunday, July 26, 2009
The Everyday Reference Library
Part I; Usable Information For Your Home
Part II; Usable Information About Business
Part III; Usable Information for Self-Improvement and Recreation.
The book really is a reference book for nearly all aspects of a persons life (circa 1950's). But the irony is, most of the advice that I have come across in the book still pertains; not that I am really surprised by this fact.
Some random section heading selection and excerpts:
Choosing Appropriate Words
"Adjectives describing food: delectable, luscious, succulent, rancid"
Pointers on Hanging Up Clothes for Drying
"Large pieces, such as sheet and tablecloths, should be hung on the same line, wrong side out so that they may be folded over on the right side before removing from the line"
Suggested Budgeting Plan
"For $5000 per year; Shelter 20%, food 28%, clothing 16%, operating expenses 14%, other expenses 15%, savings 7%."
What is Salesmanship?
"Originally the function of salesmanship seemed to be the quantity selling of goods. If a customer needed one hat, the salesman tried to sell him tow or three. Later the customer looked at his unwanted purchases and determined not to return to the store again. The modern function of salesmanship is to produce a satisfied customer who can be counted upon to return."
If you can track down a copy, it is an interesting read; albeit in an encyclopedic and sometimes stereo instruction manner. From time to time, I will post more excerpts.
Lawn Upkeep, Uhgg.
Work Out of the Day (7/26/09)
Distance: 5.25 miles
Pace: Recovery pyramid, run 2nd half faster than first half (15-30 seconds per mile faster).
Surface: Mixed: hard pack trail, and concrete and asphalt bike path.
Elevation: +213 / -160; mostly flat.
Saturday, July 25, 2009
Saw Harry Potter Movie
Work Out of the Day (7/25/09)
2 rounds, 10 reps, (no stops), Overhead squat (w/ broom), push-ups, sit-ups, laying back extension, Samson Stretch.
4 Rounds (for time). Minimum, 95lbs, but use weight as appropriate.
Deadlift 9-12 reps
Hanging Clean, 5-8 reps
Push Jerk, 3-5 reps.
1 Round
Reverse order of the above.
Note: if you don't do these types of lifts frequently, your grip strength will give out before your ability to do the lift gives out. Just roll with it :)
See CrossFit work out of the day for July 23.
Friday, July 24, 2009
Work Out of the Day (7/24/09)
Sprints...See CrossFit Endurance
w/u: 0.6 mile, light jog
Push-up x3, 10 rep; AirSquat x3, 10 rep, misc stretch and loosening up.
10 x 100 yard sprints, all out effort.
90 second rest in between (walk back to starting point).
I was only able to do 6, my left leg started hurting on sprint 5.
Tuesday, July 21, 2009
Work Out of the Day (7/21/09)
Run 3.25 miles
Pace: Run 2nd half at least 30 seconds faster per mile than 1st half
Elevation: Flat
Surface: Mixed: Hard pack trail, asphalt and concrete bike path.
Monday, July 20, 2009
Work Out of the Day (7/20/09)
2 rounds, 10 rep each of: Samson Stretch, Overhead squat (with broomstick), back ext, push-up, sit-up.
-Thrusters x6
Reps 10-10-4-4-2-10. (increase weight accordingly).
What is a Thruster:?
Sunday, July 19, 2009
Work Out of the Day (7/19/09)
Run: 5 miles. (out and back)
Pace: Easy
Incline: Mostly flat, slight decline going out, slight incline coming back.
Surface: Asphalt bike trail.
It was HOT today making this run harder than it might otherwise be.
Friday, July 17, 2009
Work Out of the Day (7/16/09)
This one may be hard to describe since it is performed at a local park, so bear with me.
The park has a pull-up station and about 75-100 yards from there, a parallel bar station, the parallel bars are about 12 feet long.
5 rounds:
-Horizontal Pull-ups x10-12 (however many you can do)
--Run all out to Parallel bar station.
-Hand-walk the length of the parallel bars
-Knees to Chest (on the parallel bar), for lower abs
--Run all out to Pull-bar station.
Work Out of the Day (7/15/09)
Run: 4.75 miles
-Recovery Pace
-Elevation: Mostly Flat
-Surface: Hard pack trail and concrete bike path.
Tuesday, July 14, 2009
Work Out of the Day (7/14/09)
5 Rounds
-Dead lift x10-6-8-8-8
-Push-up x20
-All-out Sprint 10-15 seconds.
Cool-down: 0.60 mile, light jog.
Monday, July 13, 2009
Work Out of the Day (7/13/09)
Run: 3.25 miles
-Moderate Intensity with 20-40 second strides.
Elevation: Mostly flat
Surface: Mixed: hard packed trail and asphalt bike path.
Saturday, July 11, 2009
Work Out of the Day (7/11/09)
4 rounds
-Squats with 22.5lbs medicine ball, x20 reps (for speed)
-Ab Crunches x15
-Standing, barbell, Overhead Press x10 reps (what ever weight you can do 10 reps with).
Monday, June 22, 2009
Work Out of the Day (6/22/09)
3.25 Easy pace run
-Surface: Hard-packed trail and asphalt path.
-Elevation: +166/-65, mostly flat.
Since moving and getting the house ready, I haven't really worked out in a few weeks. So this is my first workout in about 2 weeks.
Saturday, June 20, 2009
We moved in.
As for unpacking, that is an ongoing process. The basement is still littered with boxes as is the 2nd bedroom, but the main living areas are mostly put together.
Last weekend I had to spend several hours working on the yard. The grass was out of control so I probably spent 2 hours simply mowing the front and back yards. But all in all, so far so good, but we need to get window coverings and a dishwasher.
Thursday, June 11, 2009
The Big Move is Tomorrow
Tuesday, June 9, 2009
We Closed on Our House
We got a good price, we qualify for the 1st time homebuyer tax credit, and our loan is a 30 year fixed at 4.75%.
Monday, June 8, 2009
Work Out of the Day (6/8/09)
3.40 Mile Easy Pace Run
Surface: Mixed-Hardpacked Trail & Concrete Path
Elevation: -/+ 85 feet.
Saturday, June 6, 2009
Work Out of the Day (6/6/09)
4.10 mile easy pace run.
Surfice: Mixed-Asphalt Path & Concrete Path
Elevation -/+ 90 feet.
Friday, June 5, 2009
Still Waiting...
Wednesday, June 3, 2009
Some Memories of Mexico
Looks Like We Will Actually Close on the House
What kills me is this...they kept asking for m W-2 from my teaching gig at UNLV. I supplied them with the Wage & Income Transcript from the IRS; the Wage & Income Transcript is the official register of what W-2's, 1099's etc., have been filed with the IRS by a taxpayers various employers. So, even though I supplied the Wage & Income Transcript for 2007, the underwriter still came back and said he needed my W-2. If I ever meet this idiot mortgage underwriter, I would punch him the face for being stupid.
Monday, June 1, 2009
Work Out of the Day (6/1/09)
Super Set: x4 rounds
-Deadlift x15 reps ea
-Push-up x20 reps ea.
Sunday, May 31, 2009
GMAC is Taking Forever.
It may be a buyers market, but it is just taking so long to get funding, very frustrating.
Monday, March 30, 2009
Tax Time, When We Are All Republicans!
If you receive a tax refund, it is most likly due to Republican tax cuts.
If you must pay taxes, then you wish you were a Republican and had more tax cuts.

