Sunday, December 18, 2011

Can You Pay Student Loans in Chapter 13 Bankruptcy? http://ping.fm/w3kq4

Saturday, November 19, 2011

NOT a Good Idea to Transfer Student Loans to Credit Cards http://ping.fm/IHrJJ

Friday, July 15, 2011

Will I Lose My House In Bankruptcy If I Keep Making The Payments? http://ping.fm/K6ZCl

Thursday, July 14, 2011

When Can Back Taxes Be Forgiven In Bankruptcy? http://ping.fm/hwBNW
By Bankrupting my 1st Mortgage, Can I Force Them To Do a Short Refinance? http://ping.fm/76HC5

Saturday, June 18, 2011

Short Sale After Bankruptcy, What Should Be On My Credit Report? http://ping.fm/9oFCO

Saturday, June 4, 2011

Surplus Foreclosure Funds Due Owner Exempt Under Colorado Homestead http://ping.fm/8mMNr

Friday, May 27, 2011

On the Edge of Bankruptcy . . . the Postal Service? - GLG News http://ping.fm/wCKbi

Wednesday, May 18, 2011

Small Business Creditors Have Risks of which you may not be aware.
http://ping.fm/6sec8

Monday, May 16, 2011

IRS Denies 501(c)(3) Status to Bankruptcy Counseling Agency | Venable LLP - JDSupra http://ping.fm/7DVnr

Friday, May 13, 2011

Studies Find Racial Discrimination in Chapter 13 filings.
http://ping.fm/kk0rk

Wednesday, May 11, 2011

Can Student Loans Be Discharged in Bankruptcy (sometimes)....
http://ping.fm/lrjHF
House Flipping...but what is House "Flopping" (it is fraud and a scam)
http://ping.fm/CvkqK
Best Movie Rental Options...a solid review
http://ping.fm/X8mYu

Saturday, May 7, 2011

The HOA Fee Trap After Bankruptcy (shhhh...the fees are still owed)
http://ping.fm/eDLkQ

Thursday, May 5, 2011

FREE Expense Summary Spreadsheet, Bankruptcy Success Tip: Know Thy Current Monthly Expenses
http://ping.fm/W7hmN

Wednesday, May 4, 2011

lawsuits-against-agencies-exceed-500 - PaymentsSource Article http://ping.fm/VOVC4
Chapter 13 Bankruptcy Success Tip: Don't Be Afraid to Fight The Banrkutpcy Trustee! http://ping.fm/Hvi3C

Tuesday, May 3, 2011

Got Job After Filing BK, but will have Tax Refund from overpayment, does that refund to go bankruptcy trustee?
http://ping.fm/1HYBM
Can I Pay My Mortgage With My Credit Card and Then File Bankruptcy...
http://ping.fm/MmTnM
Should I Hide Cash at Home Before Filing Bankruptcy...really, what do you think?
http://ping.fm/VqO6I

Saturday, April 30, 2011

Neat Info; credit scores by zip code
http://ping.fm/XNUfX

Wednesday, April 27, 2011

Want a self-sustaining, money making, lifestyle, consider farming...yes...really, their are grants and low cost loans.
http://ping.fm/hCppE
Student Loan Delinquency Rates on the Rise
http://ping.fm/mRqe8

Tuesday, April 26, 2011

7 Months Straight of Deceasing Home Values in December, what can you do to save your house and create equity?
http://ping.fm/f6eqi

Monday, April 25, 2011

6th Myths about Credit Reports and Potential Employment. If you fear bankruptcy, a must read
http://ping.fm/X9yVs
Don't edit while you create; creation is artistic, editing is logical, different parts of brain...create your life, don't edit it.

Saturday, April 23, 2011

Congrats to Joan Janis, winner of Toastmaster International Speech Contest, Denver Division, great speech, great job.
In a cash crunch? and you have 2 mortgages; pay your 1st mortgage, or pay neither; there is no benefit to only paying the 2nd.
What is the 10% rule for investing, I put a stop loss at 10% under the value of the security and keep adjusting as value increases
"I don't like losses, sport. Nothing ruins my day more than losses" (Gordon Gekko), I use the 10% rule...
When settling a judgment, be sure to ask to have the judgment vacated, this way the judgment stays off your credit report.
This is the website where you can get your Free Annual Credit Report...don't fall for the TV Ads.
www.annualcreditreport.com

Friday, April 22, 2011

If you want to test communication skills, call someone using a TTY service (how the deaf speak on phones), it is an ear opening experience
Easter & Passover, also time to reflect on financial freedom and rebirth
http://ping.fm/O09Cf

Wednesday, April 20, 2011

Most Walkable Cities - CNBC http://ping.fm/sBp5z
What happens to cosigners when the primary borrower files bankruptcy?
http://ping.fm/YykaQ
Colorado's Brightwater Club files for bankruptcy.
http://ping.fm/nrJCI

Tuesday, April 19, 2011

How are Authorized Users affected by the borrower's bankruptcy?
http://ping.fm/75giE

Monday, April 18, 2011

You seen it on the news...the U.S. Debt Clock, also check your state. http://ping.fm/k9QAo
What Happens to Authorized Users When the Borrower Files Bankruptcy? http://ping.fm/wJ0Gf

Sunday, April 17, 2011

Just saw on a Forum - Debtor out of BK 1 yr, bought car on 72 mos payment plan at 18% interest, depressing, no longer debt free.

Saturday, April 16, 2011

100 Tips to save money...(it's not that overwhelming).
http://ping.fm/N3zQC

Friday, April 15, 2011

Mortgage Servicers NOT part of foreclosure settlement.
http://ping.fm/rXpdx
Sound familiar: You apply for mortgage modification but the banks start foreclosure? It's called "dual tracking"
http://ping.fm/5PB6d
Revelations 13:16-17, eerie prediction of what the credit score has become in our society.
http://ping.fm/JwPCW
Budget Cuts Slash HUD programs that counsel homeowners facing foreclosure...
http://ping.fm/QqCjh
45% of healthcare costs due to actual medical mistakes...
http://www.nationaljournal.com/healthcare/medical-errors-cost-health-care-system-billions-20110407?mrefid=site_search/
Last business day before tax day...April 18 this year.
http://ping.fm/tIhxf

Thursday, April 14, 2011

Foreclosure filings up 7% in March, people are still struggling.
http://www.marketwatch.com/story/foreclosure-filings-up-7-in-march-realtytrac-2011-04-14
If facing foreclosure, don't wait to last minute to speak to BK attorney, give us at least 3-4 weeks :)
Non Consumer Debt: Turning Primary Residence Into Rental Does Not Turn the Mortgage into Non-consumer debt for BK
http://ping.fm/kAOVt

Wednesday, April 13, 2011

Housing "Assumptions" debunked
http://ping.fm/inMOx
10 Tips to Grow Your Garden without Growing Your Expense.
http://ping.fm/3zuhj
To Keep Car Thru Chapter 7 Bankruptcy, You Must Keep Making Car Payment...sorry...
http://ping.fm/tUi4V
SoCal Home Sales Decline 5.2%, alleged cause, banks not lending...
http://www.bloomberg.com/news/2011-04-13/southern-california-home-sales-decline-5-2-amid-low-mortgage-availability.html
How I Saved $10K in 10 Months at Entry Level Job
http://ping.fm/bZgry

Tuesday, April 12, 2011

Bank of Mom & Dad, when should that bank close?
http://ping.fm/Das0g
I Thought Chapter 7 Bankruptcy Stopped Foreclosure, But The Bank Foreclosed? http://ping.fm/seuBP

Monday, April 11, 2011

Time to Start Paying Back that 1st Time Home Buyer Credit (um, I mean, loan).
http://ping.fm/F8y81
Can I Rent an Apartment or Home After Bankruptcy?
http://ping.fm/ueYcV
Can I Refinance My Mortgage DURING Chapter 13 Bankruptcy? http://ping.fm/WOOsx

Saturday, April 9, 2011

The weekend, but still emailing prospective clients, sent a quick message to a few that inspired this article.
http://ping.fm/PcbVw

Friday, April 8, 2011

Not Filing Bankruptcy On Your Debt Can Cost You Over 1 MILLION Dollars!
http://ping.fm/sbPvl
Become a friend on Facebook
http://ping.fm/g4qKJ
Connect with me on LinkedIn...
http://ping.fm/UF6vw

Thursday, April 7, 2011

FREE REPORT, the real truth on whether you should short sale your home! Learn the facts and consequences.
http://ping.fm/BTpiD
CO Bankruptcy Court Will Not Close if Government Shuts Down, but no word on US Trustee or Panel Trustees
http://ping.fm/zscAY
Cross Collateralization Agreements in Bankruptcy, or Why Credit Unions Suck Once You File Bankruptcy!
http://ping.fm/X2y3Z
What Happens With Cross Collateralization Agreements in Bankruptcy?
http://ping.fm/qLBiw

Wednesday, April 6, 2011

Bankruptcy Basics: What is Motion For Relief From Stay? Or, Why Chapter 7 Does Not Permanently Stop Foreclosure.
http://ping.fm/BaDfO
Bankruptcy Basics: What is the Automatic Stay? or Why it is that all collection/foreclosure activity stops?
http://ping.fm/DLbKj

Tuesday, April 5, 2011

Learning Bankruptcy Lingo: Exempt Assets vs. Non-Exempt Assets, or How you Keep your Stuff in Bankruptcy.
http://ping.fm/Xz6Md
Attorney Fees for a "simple" bankruptcy, I wish it really were that simple.
http://ping.fm/AjFAl

Monday, April 4, 2011

Debt is disease, bankruptcy is cure, most other options only treat symptoms.
http://ping.fm/pvTdo
Renting Cars After Bankruptcy, Yes You Can...Don't Worry.
http://ping.fm/3qHGo

Sunday, April 3, 2011

Save Money on Groceries with the $1 per pound rule, (and eat healthy)
http://ping.fm/XAgD7
Does Bankruptcy Have a Return on Investment, Holy Cow Does It, see these numbers
http://ping.fm/02YO9
Sunday Reflection: Do I Regret Recommending Bankruptcy to Clients?
http://ping.fm/oyl54

Saturday, April 2, 2011

What is really involved in discharging student loans in Bankruptcy, no place for the unrepresented.
http://ping.fm/LN98D
How to Stop "convenience" spending; eliminate the ability, eliminate the temptation.
http://ping.fm/ZOBzR
Caught "An Idiot Abroad" on Sci-Chnl last night, a hilarious guilty pleasure. Check it out
http://ping.fm/128Vm
At Denver Auto Show, For Gas Sippers, '11 Ford Fiesta and '12 Ford Focus seem best in show, great fit, feel and Tech.
http://ping.fm/afXKw

Friday, April 1, 2011

What Happens If My Chapter 13 Bankruptcy is Dismissed Early?
http://ping.fm/v2iRs
What Happens If a Creditor Objects To Discharge of Debt in Bankruptcy?
http://ping.fm/bZXLN
Find out what "Full Representation" Bankruptcy Does NOT Cover!
http://ping.fm/KvyPX
Is this you: economy killed your small biz, huge debt to stay afloat, even if money flowed in, it wouldn't help, I have heard it
http://ping.fm/Cvdzu

Thursday, March 31, 2011

Is this you: pay reduced, used credit cards to stay afloat, now can't pay bills; I hear it every day, there is a proven way out.
http://ping.fm/NI1j4
Is this you? Owe more on house than it is worth, can't afford mortgage payment, job loss, bank isn't helping, I hear it everyday http://ping.fm/c6XV7
If I forget to list a creditors on my bankruptcy petition, do I still owe that debt?
http://ping.fm/aJV9E
Congratulation to Joan Janis, Area D-5 Toastmasters International Speech Contest winner, great job.
http://ping.fm/M3qYl
I have work cut out for me, went to Area D-5 Toastmasters Speech Contest, Denver, some top notch speakers. I compete April 10, Area D-4

Wednesday, March 30, 2011

Calculate Your True Vehicle Ownership Cost, It's an Eye Opener..
http://ping.fm/HC01G
Bankruptcy Basics, What is an Emergency Bankruptcy Petition?
http://ping.fm/pAdY0
Can Bounced Checks Be Discharged In Bankruptcy?
http://ping.fm/wTru8
Can I Refinance My Mortgage DURING Chapter 13 Bankruptcy?
http://ping.fm/JRKmX

Monday, March 28, 2011

Tax Returns are Due April 18, 2011, be careful discharging taxes in 2014
http://ping.fm/oG6Vh
My Mantra (test) - Prevent Today's Middle Class From Being Tomorrow's Poor.
What do you think?
How To Cure Spending Temptation And Start Down the Path of Financial Security
http://ping.fm/KS0fL

Friday, March 25, 2011

Is Full Representation Bankruptcy the same as Total Representation? http://ping.fm/DuRL0

Tuesday, March 8, 2011

Bankruptcy is about moral courage, bankruptcy is about doing what is right for your family...debt is four letter, not bankruptcy.

Friday, March 4, 2011

2nd Mortgage Deficiency, Do I Pay Income Tax?
http://ping.fm/gtiwF

Tuesday, March 1, 2011

The Berkus Rules For Financial Fitness...

http://ping.fm/ETtTf

Sunday, February 27, 2011

How to Extend Your Car Payment Due Date
http://ping.fm/WaNsd
Should you Save Your Home Using Chapter 13 Bankruptcy,
http://ping.fm/K5rSI

Monday, January 10, 2011

Are 1st Generation Electric Cars (Nissan Leaf) Really Cost Effective?
http://ping.fm/wMNWJ

Saturday, January 8, 2011

That Time of Year, Tax Refund Time...Your Tax Refund and Bankruptcy, what you need to know.
http://ping.fm/9t6Iz

Friday, January 7, 2011

Bankruptcy Worst Case Scenario, you need to know, but probably don't need to worry.
http://ping.fm/BnAxN

Thursday, January 6, 2011

The Simple Formula To Know When Bankruptcy is the Right Choice
http://ping.fm/yX0xD

Wednesday, January 5, 2011

Thrifty Spender Experiment - Assignment 1 - Cut Food and Wine...find out more
http://ping.fm/GF2CV